Logo for pd.co.nz featuring an orange rabbit silhouette and the text "pd.co.nz" with "ONLINE PET INSURANCE" written below in smaller orange and black letters, set against a clean white header for a modern look.
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Logo for pd.co.nz featuring an orange rabbit silhouette and the text "pd.co.nz" with "ONLINE PET INSURANCE" written below in smaller orange and black letters, set against a clean white header for a modern look.
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Logo for pd.co.nz featuring an orange rabbit silhouette and the text "pd.co.nz" with "ONLINE PET INSURANCE" written below in smaller orange and black letters, set against a clean white header for a modern look.

Pet insurance

by pet people

Cover for MoneyHub's readers – by people who get it

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Two girls in pink outfits sit with a white dog and a white cat. One hugs the dog, while the other places a hat on the cat—just another adorable day dreaming about pet insurance NZ. Cartoon hearts and a thought bubble complete the scene.

PD Insurance covers your furmily with fast, caring, and comprehensive protection made just for Kiwi pets. We know your dogs and cats are family, so our passionate team of pet lovers is here to help when they need it most, with a free first month for MoneyHub readers in New Zealand. 

Compare PD Insurance plans

Choose between three simple plans with no lock-in contracts.
An orange and white shield icon with an image of a broken bone in the center—perfect for your landing page or pricing tables on Wag.

$5,000

Defined Benefit Limit

Accident Plan

  • Lowest Cost
Main benefits:
  • Accident Cover
  • Illness Cover
  • Hereditary Conditions Cover
  • Third Party Liability
  • Prescribed Medication
  • Dental cover
A black and white paw print with an orange medical cross symbol in the center of the palm, perfect for a Wag landing page or highlighting pricing tables for pet health services.

$10,000

Defined Benefit Limit

Classic Plan

  • Popular
Main benefits:
  • Accident Cover
  • Illness Cover
  • Hereditary Conditions Cover
  • Third Party Liability
  • Prescribed Medication
  • Dental cover
A gray stethoscope forms a circle around an orange paw print with a heart shape at its base—perfect for your Wag landing page.

$20,000

Defined Benefit Limit

Deluxe Plan

  • Most cover
Main benefits:
  • Accident Cover
  • Illness Cover
  • Hereditary Conditions Cover
  • Third Party Liability
  • Prescribed Medication
  • Dental cover
This is a summary only. You can read the full list of benefits, terms and conditions in our Policy Wording.
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A tabby cat lies on its side next to a sitting German Shepherd puppy, with illustrated question mark, heart, and speech bubble icons behind them—perfect for highlighting pet insurance NZ options for your furry friends.

Why choose PD Insurance?

We’re the speedy insurer that cares deeply about Kiwi dogs and cats. When you sign up with PD as a reader of MoneyHub, you’ll get:

An in-house team of pet people Get compassionate service when your pet is sick or injured
Fast claims settlement  We aim to settle claims within 2 business days
1 month free* Buy a policy and get your first month free
Generous benefit limit Enjoy coverage up to $20,000 per year.
Claim 100% of eligible vet bills Get reimbursed 100% of claim limit, less a fixed excess
A tabby cat lies on its side next to a sitting German Shepherd puppy, with illustrated question mark, heart, and speech bubble icons behind them—perfect for highlighting pet insurance NZ options for your furry friends.
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Golden retriever sitting next to a trophy and PD Insurance medals, showcasing the pride of pet insurance NZ on a white background.

Award-winning*, trusted cover

Pet parents love PD. No wonder we have over 4 stars on Google and have snagged several top consumer awards.
A silver medal displays "2024 Voted by New Zealanders," "Reader's Digest Quality Service Award," "SILVER," and "Pet Insurance.
A gold and navy badge reads "2023 MoneyHub Favourite Pet Insurer PD Insurance Editor's Choice.
A black and white graphic displays the word "thought" with a gray plus sign in the lower right corner.
Black text reading "You can’t use up creativity. The more you use, the more you have." appears above the name "Maya Angelou" in gray and black text, inspiring confidence much like pet insurance NZ gives peace of mind.

*PD Insurance is the winner of the 2024 Reader’s Digest Silver Pet Insurance,
2023 MoneyHub Favourite Pet Insurer and Canstar’s 2022 Most Satisfied Customers -Pet Insurance awards.

What our customers say

Can't thank PD Insurance enough for being so efficient with all our claims we've put forward. What a wonderful service you offer, and we are so fortunate we took out pet insurance.
Tracy Worsfold
Large, bold, orange quotation mark symbol on a solid black background—perfect for highlighting key messages about pet insurance NZ.

Why would you claim?

Wondering if you’d ever use your pet insurance? You’d be surprised. Here are the 3 most common incidents dog and cat parents claim for with us, each showing an example of one customer’s total vet costs.
Please remember, claims are always subject to limits.
pet insurance NZ

Infection

Infections can come out of nowhere and affect Fido or Felix fast… Eyes, ears, bladder, nail bed and more, we’ll cover your fur kid from paw to posterior.

pet insurance NZ

Allergies

You’d be surprised how many pets need vet attention for itchy, twitchy and painful allergic reactions. Testing and treatment can be costly but we cover it.
pet insurance NZ

Injury

Pets are curious, playful and can think they’re invincible. That’s why injuries are big-hitting claims that happen more often than most pet parents expect.
Policy terms, conditions, limits, exclusions and excesses may apply and vary between plans. The above representations are for illustrative purposes only and have been prepared without taking into account your objectives, financial situation or needs. Vet costs will always vary between individual circumstances.
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A man and woman sit on the floor smiling with a happy dog between them, surrounded by illustrated hearts, highlighting the joys of having pet insurance NZ on a bright white background.

More than just cover

At PD Insurance, we understand the stress that comes with a sick or injured pet. The last thing you want is to worry about vet bills or the cost of your pet’s treatment. That’s why we offer a fast, easy 24/7 online claims process with quick turnaround times – so you can focus on care, not costs.

With us, you’ll experience caring customer service, hassle-free claims support, and trusted cover from people who get it – pet people, just like you.
Get a quote
A man and woman sit on the floor smiling with a happy dog between them, surrounded by illustrated hearts, highlighting the joys of having pet insurance NZ on a bright white background.

Terms and Conditions apply. Click here for more details.

0800 738 467

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