Pet Insurance NZ

Simple, low cost, easy claim pet insurance in NZ that your fur kid will tell their friends about. And no lock-in contracts!

Buy online and get up to
3 months free*

PD Insurance New Zealand


Would You Like to Insure?

Buy online & get 3 months free*

PD Insurance New Zealand

Give pets the best start with quality cover for puppies and kittens under 1 year old.

PD Insurance NZ

Buy online & get 1 month free*

PD Insurance New Zealand

Keep your pets healthy with affordable cover for cats and dogs over 1 year old.

3 Months FREE


for Puppies and Kittens

If your pet is between 6 weeks and 1 year old, you automatically get your first 3 months free*.

Pet Insurance New Zealand
compare pet insurance

What is

PD Pet Insurance?

Meow there! Wondering why pawsome pet insurance in NZ is synonymous with PD Insurance?

We know being a pet parent is one of life’s greatest delights but with the heartstring tugs come concerns about affording medical treatment. That’s why pet insurance is crucial for responsible pet owners when illness or injury strikes. And it doesn’t have to be complicated or expensive.

Our 3 simple PD pet insurance policies have the low cost, quality protection your furry family member deserves. You can go to any vet and upgrade or downgrade your plan with no lock-in contract. Plus, we give discounts for signing up online, paying annually and insuring more than one pet.

At PD, pet insurance is our speciality so our claims are ultra fast, being paid within two business days.

Sign up here in seconds for fast and fair pet insurance designed for Kiwi pets.

Pet Insurance

Want to switch from another insurer?

Is your fur baby already insured elsewhere? Want to make the (very wise!) switch to PD Pet Insurance? We’ve got you. We’ll pay up to $150 per pet towards any switching fees your current insurer charges. We’ll even waive any waiting periods if your pet has been insured for 12 months or more. Nothing to lose, plenty to gain…


Pet Insurance NZ

Accident Plan

  • Our most affordable and simplest pet insurance policy. This plan covers the basics, which includes accidents and third party liability benefits.
Lowest Cost!
PD Insurance NZ

Classic Plan

  • The most popular PD Insurance policy, this covers everything in the Accident plan plus treatment for illnesses and has a higher annual benefit limit.
PD Insurance NZ

Deluxe Plan

  • Our most comprehensive plan, this covers everything in the Classic plan as well as dental. Plus, it has a much higher annual benefit limit.
Most Cover!

Our Fast and Fair

Claims Process

pet insurance

Get Treatment

When your furry friend needs medical care, go to your trusted vet and get the treatment they need.

Lightning Fast Claims

Activate your pet insurance NZ claim online, providing a few simple details and the vet invoice.

Get Reimbursed, Fast!

We normally pay you within 2 business days of receiving all necessary paperwork, thanks to our dedicated in-house team~.


Would You Claim?

Wondering if you’d ever use your pet insurance? You’d be surprised. 
Here are the 3 most common incidents dog and cat parents claim for with us, each showing an example of one member's total vet costs.
Please remember, claims are always subject to limits.

pet insurance NZ


  • Infections can come out of nowhere and affect Fido or Felix fast… Eyes, ears, bladder, nail bed and more, we’ll cover your fur kid from paw to posterior.
pet insurance NZ


  • You’d be surprised how many pets need vet attention for itchy, twitchy and painful allergic reactions. Testing and treatment can be costly but we cover it.
pet insurance NZ


  • Pets are curious, playful and can think they’re invincible. That’s why injuries are big-hitting claims that happen more often than most pet parents expect.

Policy terms, conditions, limits, exclusions and excesses may apply and vary between plans. The above representations are for illustrative purposes only and have been prepared without taking into account your objectives, financial situation or needs. Vet costs will always vary between individual circumstances.

PD Insurance New Zealand

Be Ready

for anything!

Most pets require veterinary care each year — and the bills add up fast. Protect your pet with PD Insurance and enjoy the confidence of knowing you are covered for:

Super Fast


Vet visits can be stressful, but pet insurance doesn’t have to be. With our cat insurance and dog insurance you can:

PD Insurance New Zealand
pet insurance

Milo was treated for an accident that hurt his leg, and his owner, Emma, was saved from a $4,725 vet bill.

Milo’s vet bill

Pet Insurance
Pet Insurance

Simple Pet Cover.

Built for Pet Parents.

PD Insurance New Zealand


Our 3 best pet insurance NZ plans to compare and choose from.

PD Insurance New Zealand


Claims resolved quickly by our in-house team, who aim to settle ASAP.

PD Insurance New Zealand


Simple policies, simple quoting and simple claims. Easy.


At some point in your cat’s or dog’s life they are going to need veterinary treatment. And as most pet owners know, vet bills can be very expensive, in some cases costing thousands of dollars. A PD Insurance pet cover plan can help you have peace of mind in affording appropriate care for your pets when they need it most.

Via our third party liability cover we can also protect against damage caused by your pet/s to other people’s property or person.

Compare our PD Insurance pet cover plans today (dog insurance or cat insurance) and check out our FAQ page for information about our waiting periods and much more…

Our pet insurance plans cover the cost of reasonable veterinary expenses incurred as a result of accidental injury and/or illness.  They also protect against damage caused by your pet/s to other people’s property or person.

Check our Dog Plans and Cat Plans pages for a list of what’s covered and what’s not. Or, see our Policy Document for full cover details.

Yes – after all, accidents happen. Especially when you have an unpredictable animal on your hands!

Rest assured each of the PD Insurance pet cover plans includes accident cover. This means our pet insurance covers the cost of treating your beloved pet for injuries sustained in an accident (up to your annual limit). This includes things like choking, being hit by a car and other unforeseeable incidents. 

Read more about our coverage in the PD Insurance Policy Document here.

PD Insurance Classic and Deluxe pet insurance plans cover veterinary expenses incurred as a result of illness, including illnesses arising from hereditary conditions, after the required waiting period has passed. Our Accident Plan does not.

An illness means an unexpected sickness or disease, or any change to your pet’s normal healthy state. This could be an upset stomach, a skin condition or an ear infection, or another sickness/disease that’s not caused by an accidental injury.

Read more about our coverage in the PD Insurance Policy Document here.


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*Terms and Conditions apply. Click here for more details.

~T&C's apply and reimbursement subject to submission of a valid claim.