1. Discount
You get a 5% discount on your base insurance premium when you insure two or more pets under the same policy number.
2. Eligibility:
To be eligible for the multiple pet discount, your policy must be on PD Insurance’s latest in market offering and you insure two or more pets under the same policy number.
3. Terms:
The 5% discount is applied to all pets under the same policy number, and the discount starts from the date the second pet cover starts. Each additional pet added will receive a 5% discount from the date that pet’s cover starts. The discount is not cumulative when more pets are added. The maximum discount is 5% per pet.
4. How the discount is applied:
Month-to-Month – If you have already paid your monthly premium for the month your second pet is added, the pro-rata calculation of the discount for the first pet will be offset against the pro-rata premium calculation for the second pet added for that month, meaning you pay the balance owing, no refund is provided.
Annual policies – If you have already paid your annual premium for the year, when the second pet is added, the pro-rata calculation of the discount for the first pet will be offset against the pro-rata premium calculation for the second pet added, so you only pay the balance owing.
5. Exclusions & Limitations:
You are not entitled to a multiple pet discount if you are not on PD Insurance’s latest in market offering as you are unable to add a new pet to this out of market product.
You are not entitled to a multiple pet discount if you have two or more pets insured under different policy numbers.
The 5% multiple pet discount is removed immediately when a pet/s are cancelled which results in only one pet remaining on the policy number, effective from the date of that cancellation.
6. Complaints:
If you have a complaint about this discount or how it has been applied, please contact us at [email protected].
7. Date:
25 June 2026