The last thing you want is to worry about affording the right medical treatment in their hour of need. Enter PD Insurance.
Our dog insurance plans help protect your dog with accidents, injuries and illnesses. For an affordable premium, we take the stress out of pet parenting by enabling you to make fast, care-based (vs. cost-based) health care decisions for your dog.
Enjoy total flexibility by opting to pay your dog insurance month-to-month with no lock-in contracts. Just like a video streaming subscription. Easy.
Get our 5% multiple pet discount when you add two or more pets to a policy. Get a discount on your base insurance premium!*
Our dog insurance protects you against damage your dog causes to other people or their property. Enjoy total peace of mind.
Defined Benefit Limit
Main benefits:
Dental Cover (not available)
Wellness Benefits (not available with the Accident plan)
Defined Benefit Limit
Main benefits:
Dental Cover (not available)
Wellness Benefits (available at an extra premium)
Defined Benefit Limit
Main benefits:
Dental Cover (included)
Wellness Benefits (available at an extra premium)
This is a summary only. You can read the full list of benefits, terms and conditions in our PDS.
This refers to the total amount we’ll pay in a year towards your dog’s claimable expenses. For example, if you take out our Deluxe Plan you can claim expenses up to a value of $15,000 for each year you hold the policy. The higher your defined policy limit, the higher your premium may be. The limits of our plans are highlighted in the tables above.
An insurance cover limit is the maximum we’ll pay toward a covered claim. Generally speaking, the higher your cover limit, the higher your premium. We offer three dog insurance plans and each plan offers different cover limits. You’ll find your policy’s cover limits outlined in your Certificate of Insurance.
This refers to the amount of money you need to pay when you make a claim with your pet insurance for dogs. With PD Insurance, you can choose your excess value at $50, $100 or $150. For example, if you have chosen $150 excess and have a $1,000 claim your excess will be $150 and we’ll take care of the remaining $850.”
These can vary widely between pet insurance companies. A waiting period is the amount of time that must pass before your cover for a certain benefit will begin, starting from the policy start date. Depending on which PD Insurance dog cover plan you choose, some benefits may have a waiting period.
This refers to the amount we pay towards your dog insurance claim. In the example used above, your reimbursement is $800.
Like other companies, we exclude pre-existing conditions. This refers to conditions that occurred before you started your policy with us (or during the waiting periods).
~T&Cs apply and reimbursement subject to submission of a valid claim
At PD Insurance we believe every animal has the right to be cared for.
That’s why we proudly partner with Helping You Help Animals (HUHA), New Zealand’s leading animal sanctuary dedicated to saving all kinds of animals from abuse and neglect.
A portion of every PD Insurance policy premium is donated to HUHA to help feed and shelter hundreds of cats and dogs in NZ.
Find out more about this exciting partnership here
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