PD Insurance covers your furmily with fast, caring, and comprehensive protection made just for Kiwi pets. We know your dogs and cats are family, so our passionate team of pet lovers is here to help when they need it most, with a free first month for The Wag readers in New Zealand.
Compare PD Insurance plans
Choose between three simple plans with no lock-in contracts.
$5,000
Defined Benefit Limit
Accident Plan
- Lowest Cost
Main benefits:
- Accident Cover
- Illness Cover
- Hereditary Conditions Cover
- Third Party Liability
- Prescribed Medication
- Dental cover
$10,000
Defined Benefit Limit
Classic Plan
- Popular
Main benefits:
- Accident Cover
- Illness Cover
- Hereditary Conditions Cover
- Third Party Liability
- Prescribed Medication
- Dental cover
$20,000
Defined Benefit Limit
Deluxe Plan
- Most cover
Main benefits:
- Accident Cover
- Illness Cover
- Hereditary Conditions Cover
- Third Party Liability
- Prescribed Medication
- Dental cover
This is a summary only. You can read the full list of benefits, terms and conditions in our Policy Wording.
Why choose PD Insurance?
We’re the speedy insurer that cares deeply about Kiwi dogs and cats. When you sign up with PD as a reader of The Wag, you’ll get:
| An in-house team of pet people | Get compassionate service when your pet is sick or injured |
| Fast claims settlement | We aim to settle claims within 2 business days |
| 1 month free* | Buy a policy and get your first month free |
| Generous benefit limit | Enjoy coverage up to $20,000 per year. |
| Claim 100% of eligible vet bills | Get reimbursed 100% of claim limit, less a fixed excess |
Award-winning*, trusted cover
Pet parents love PD. No wonder we have over 4 stars on Google and have snagged several top consumer awards.
*PD Insurance is the winner of the 2024 Reader’s Digest Silver Pet Insurance,
2023 MoneyHub Favourite Pet Insurer and Canstar’s 2022 Most Satisfied Customers -Pet Insurance awards.
What our customers say
Can't thank PD Insurance enough for being so efficient with all our claims we've put forward. What a wonderful service you offer, and we are so fortunate we took out pet insurance.
Tracy Worsfold 
Why would you claim?
Wondering if you’d ever use your pet insurance? You’d be surprised. Here are the 3 most common incidents dog and cat parents claim for with us, each showing an example of one customer’s total vet costs.
Please remember, claims are always subject to limits.
Infection
Infections can come out of nowhere and affect Fido or Felix fast… Eyes, ears, bladder, nail bed and more, we’ll cover your fur kid from paw to posterior.
Allergies
You’d be surprised how many pets need vet attention for itchy, twitchy and painful allergic reactions. Testing and treatment can be costly but we cover it.
Injury
Pets are curious, playful and can think they’re invincible. That’s why injuries are big-hitting claims that happen more often than most pet parents expect.
Policy terms, conditions, limits, exclusions and excesses may apply and vary between plans. The above representations are for illustrative purposes only and have been prepared without taking into account your objectives, financial situation or needs. Vet costs will always vary between individual circumstances.
More than just cover
At PD Insurance, we understand the stress that comes with a sick or injured pet. The last thing you want is to worry about vet bills or the cost of your pet’s treatment. That’s why we offer a fast, easy 24/7 online claims process with quick turnaround times – so you can focus on care, not costs.
With us, you’ll experience caring customer service, hassle-free claims support, and trusted cover from people who get it – pet people, just like you.
With us, you’ll experience caring customer service, hassle-free claims support, and trusted cover from people who get it – pet people, just like you.
Terms and Conditions apply. Click here for more details.