Is PD Insurance Good for Pet Insurance?

Is PD Insurance good for pet insurance? Yes! Our insurance is affordable, online, easy to use and claims are turned around lightning quick. The local team are passionate pet people and they know insurance back to front, which means they’re as empathetic as they are professional.

With Simplicity and Soft Landings at the heart of the customer service philosophy, we’re a company that really cares. About people and animals alike. This is something we demonstrate in many ways, including being the Principal Partner of charity Healthy Pets NZ.

Now, we know good news is even better to hear from the horse’s mouth (or should we say, the cat or dog’s mouth, which is why we love sharing our customer stories.

For example, read Harvey’s story, the miniature Schnauzer who’s been through the mill. He survived and thrived thanks to the love of his devoted family and the support of PD Insurance. Ditto with Steve the Russian Blue cat. After a mystery illness resulted in almost $4,000 in vet bills he’s on the mend and as curious as ever.

Our customers’ opinions matter, and we genuinely want every pet to have a soft landing. But that’s not all. Because we live in a data-driven age, we know you’d also like to see the measure of our offering. Read this article to understand how PD Insurance is ready to give a helping paw.

Why is PD Insurance good for pet insurance?

There are many reasons PD Insurance is good for pet insurance. At the core, this is an online-focused, agile company that truly cares about its customers and has a firm focus on the fast delivery of relief. And as our own underwriter, we make our own decisions about our service.

Which means…

We turn around claims lightning fast

Nowadays, everything is fast. From the internet to puppy zoomies. Our claims process is too – easy and fast! Once you’ve purchased a policy, you can submit your claims through your online profile with the relevant documents then the claims team gets back to you quickly to confirm payment.

Being our own insurance underwriter, we’re able to make speedy, reliable decisions on your claims. That means the turnaround from receiving your invoices to us putting funds back in your bank is highly efficient!

We settle claims within two business days, so you have money back in no time. Every time – no matter how many times you claim. And plenty of people claim plenty of times, adding up to quite the bill!

According to our recent consumer survey, 50% of pet parents say the highest vet bill they’ve paid is under $500. However, for 24% it was between $500 and $1,000, for 17% it was between $1,000 and $2,500, and for 8% it was somewhere between $2,500 and $10,000. And a handful of pet parents have been saddled with a bill between $10,000 and $20,000.

You might be surprised but we’re not – week in, week out we see claims like this.

Regardless of which bill you get, knowing that your pet insurance can help cover the costs quickly is an enormous relief. This is just one of the many reasons PD Insurance is good for pet insurance.

And because you can access your policy online, you can make a claim any time of day, 24 hours a day, seven days a week!

We care about you, your pet and your pocket

New Zealand is home to more than four million pets, many of which need to visit vets at least once a year. Collectively, Kiwis spend $489 million at the vet annually.

Some of us spend waaaaaay more money and time there than others thanks to pet accidents and illnesses. And when you’re in the thick of it, it can be a frightening time.

Just this week, a cat dad had to take his meowser to the vet for extensive tests and overnight stays. A handful of medical visits later amounted to bills over $3,500! PD Insurance paid these bills as soon as the claims were made and threw in plenty of reassurance to the worried pet parent along the way.

When you’re in a state due to your pet’s state, having a soft landing-focused ear to listen can make a big difference.

And in situations like these, not having pet insurance could mean the difference between your pet and your pocket. You never want to have to make that decision. With PD Insurance, you don’t need to – you can focus squarely on your pet, knowing you’re not alone when it comes time to pay.

You can claim as many times as you want

We understand that pets are prone to multiple dangers, whether they’re an indoor or outdoor pet. We know you might need to claim multiple times in a single year. Sometimes for the same issue, sometimes for several different reasons.

For example, we have customers whose pets have unfortunately sustained multiple injuries and illnesses in the same year. This can happen so easily to any cat or dog, regardless of their health record. It’s not something you can anticipate, but you can plan for it with PD insurance.

You can claim as many times as you want with us, up to your pet insurance plan’s defined benefit limit. We’re happy to work with you again and again and again in getting as much money back as possible – that’s our job.

For the bills you expect and the ones you don’t

Pet insurance can help you be prepared for the bills you know will come – like visits to the vet.

And as importantly if not more, we’ll help cover bills you can’t foresee. Like pets breaking bones, eating poisonous plants, or swallowing something that creates an intestinal blockage. Or being injured by a car. Which is why all our plans include cover for pathology, radiology, hospitalisation, prescription medicine and surgery.

Read about some common dangers pets face daily:

• Poisonous plants. Read about poisonous plants for dogs and cats
• Toxic food and plants. Things that can poison your pet
• Household items. Read these common items that can be harmful to pets
• Chew toys. Read why rawhide chew toys can be dangerous for dogs

Free pet insurance and great discounts

PD offers three cat insurance plans and three dog insurance plans that cover a large range of medical bills. We also offer one or more months free pet insurance if you sign up online. Plus, you may be eligible for a great discount if you’re a ‘multi-pet’ household and sign up for two or more pet plans.

Getting a pet plan while your pet is still very young offers you access to an even wider range of benefits. Importantly, this includes a broader range of illness cover and more. Read is dog insurance worth it (and cat insurance) to see why the sooner/earlier you get pet insurance the better.

Being covered before any conditions arise is one big reason. Pet insurers don’t cover ‘pre-existing conditions’.

Now, let’s look at our pet plan options you can choose from*:

1. Accident plan: Most affordable plan that covers almost 10 health related costs, with a defined benefit of $5,000 a year.
   
2. Classic plan: Most popular plan that covers more than 10 health related costs, with a defined benefit of $10,000 a year.
   
3. Deluxe plan: Most comprehensive plan, with several more points of coverage and a defined benefit of $20,000 a year.

And you’ll find our premiums are so well priced, it’s like they’re discounted! You can get insurance from less than $1 a day!

Is PD Insurance good for pet insurance? Yes

We know the world of insurance is packed with jargon, hidden costs, delays and impersonal service, but we aim to break that mould. Which is why our pet insurance is designed to be easy to understand and use as well as thoughtful and cost-effective.

You should also know we have flexible month-to-month payment plans without a lock-in contract, so you can make your pet’s health decisions without anything else looming over you.

To sum it up, PD Insurance is good for pet insurance. And we’re always ready to lend a helping paw. Still not sure? Read is pet insurance worth it to drill down deeper but before you do that take two minutes to get a quick quote.

*at the time of writing, and sub-limits apply